A Million Is Not Enough: How to Retire with the Money You’ll Need

The million-dollar question is this: do you have at least $1 million in liquid assets to support yourself during the 20+ years most of us can expect to live after we’ve stopped drawing a regular paycheck? And if not…how can you get started today to meet that goal?THE MILLION-DOLLAR MISSION outlines the steps readers need to take in order to meet this ambitious (but achievable) goal…no matter if they’re 35, 45, or even 55. If you’re in your 50s and still a long way from this target, you’ve got some work to do but you CAN make it happen. Whether you’re getting a head start, starting on time, or playing catch-up, Michael Farr’s plan presents a specific financial and investment plan to help Boomers reach this million-dollar goal and become safe and worry-free in their later years.With a foreword by bestselling author P.J. O’Rourke. 

• Hardcover: 304 pages
• Publisher: Springboard Press (March 5, 2008)
• Language: English
• Product Dimensions: 9.1 x 6 x 1.3 inches
• Shipping Weight: 1 pounds
   

Straight talk about planning your money needs

Three major sections guide you through Farr’s retirement planning and execution processes.

1) Helps readers understand his view of the mission: Save successfully for retirement. Here Farr asks you to decide what you want out of life.

2) Talks to investing wisely, balancing risk and reward, but only after helping you assess where you stand relative to your goals. There’s even a monthly budget worksheet to gain insight into current spending, from which future spending can be predicted. The last section addresses building and maintaining a healthy investment portfolio.
 

The paperback version is under 300 pages, with enough figures and tables to keep your interest. I especially liked his example retirees and how their portfolios were allocated. Are you a Neo-Boomer, a Core Boomer or a Tail-end Boomer? I would have liked to see more references and a detailed index to make the book more complete. But the added benefit of the entertaining introduction by P.J. O’Rourke makes up for these small shortcomings.
 

NOTE: A leading financial analyst and strategist, Farr currently guest hosts on CNBC’s Squawk Box. His commentary can be heard on the Associated Press Radio and National Public Radio, and he is quoted regularly in the Wall Street Journal and Forbes, and PBS’s The Nightly Business Report.

Armchair Interview says:
If you’re looking for information on retirement planning, Farr’s has done a great job of presenting it for everyone to understand.

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SOURCES : Amazon © weihongoei.com 2008 All rights reserved

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Search Engine Optimization (CD-ROM)
by Richard John Jenkins (Author)

If you’re out of sight on the Web, says Search Engine Optimization specialist Richard John Jenkins, you’re out of mind. Braving the wilds of search engine myths and facts, Richard offers essential tips on how to appear at the top of search results in Yahoo!, Google, and other popular search engines. From purchasing placement to optimizing keyword variations, from avoiding “black hat” SEO practices to setting up a search-friendly site, Richard covers it all. He also shares how to best submit your Web pages for indexing, how to monitor page rank, and how to build a solid base of links to your site. A must-watch video tutorial for experienced website publishers and for those just getting into the Web game.

Topics Include

• Search engine optimization (SEO) vs. search engine marketing (SEM)
• Getting to know your searchers
• Crawler-based search engines
• Keywording to rank high in searches
• Keyword combinations, variations, and stop words
• Setting up a site the wrong way: what to avoid
• Creating a search-friendly site
• Submitting websites for search engine indexing
• Building link relationships

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SOURCES : Amazon 2008 © www.weihongoei.com All rights reserved

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“Adwords Website Optimizer” 

Website Optimizer is an easy-to-use tool for testing site content that delivers actionable results. 

Makes an easy step to get direct feedback from your site visitors. Lets find a landing page and understanding of the impact of your business.

Why we use a Google Adwords or Advertise on Google ?

The answer is to drive more traffic instantly to youor website by spend a little money.The goal of the site is to attract click and drive traffic to your landing page. The Goal of landing page is to retain that traffic, keeping user on your page by making easy for them to take desired action such the making purchase, downloading information, or filling out the interest  form.

When the user does take desired action on your site, it is known the conversion.

Your landing page will determine user to take a long time stay or leave when they don’t find the compelling reason to stay within a few seconds.

User generally focus on the few main area such

• The headline
• Prominent image or graphics
• Simple promotional text
• Call to action

The effectiveness of this few elements can have a big impact of your conversion rate.

So how do you design your landing page ?

By making short some critical section such 

• The headline
• Prominent image or graphics
• Simple promotional text
• Call to action

There is no fromula for the perfect landing page, you have to test various combinations to see what work best for you. The web optimizer can help you do just that.

Experimenting with the Website Optimizer

Multivariate testing, test different versions of each section on your landing page. By changing the headline or use the different images or button call to action.

For example headline 1 is better than the headline 2, or the one particular image more important than original image.

By testing combinations of your landing page with the Website optimizer you can determine what strategy work best for

• Retain customer
• Turning click into web conversion
• Increase your ROI (Return On Investment)

And this some checklist for Website Optimizer

• Design your experiment, choosing which page to test, your conversion page, and what page sections you would like to test
• Identify your landing page
• Follow the instructions in the signup process to properly tag your tested page with code
• Create your page section variation
• Preview your setting
• Begin running the experiment
• Analyze your results

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SOURCES : 2008 © Google All rights reserved

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See All the Awards, its proven that it is the best

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SOURCES : 2008 © Imhosted All rights reserved

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Warren Buffett knocks Bill Gates off top spot as world’s richest person

Reuters - Published: March 6, 2008

Warren Buffett has replaced Bill Gates as the richest person in the world, Forbes magazine said on Wednesday.

The magazine estimated Buffett’s worth at $62 billion in its annual ranking of the world’s wealthiest people.

Carlos Slim, the Mexican telecom tycoon, came in second with an estimated worth of $60 billion, pushing Gates to third place after 13 years of holding the No. 1 spot.

The magazine estimated Gates’s worth at $58 billion.

Buffett’s rise to No. 1 was particularly noteworthy, Forbes said, as it came at a time of great financial turmoil and as Buffett has begun to siphon off part of his fortune to charity.

“Even though he is giving away a piece of his fortune each year, the stock of Berkshire Hathaway, the source of Warren Buffet’s wealth, has been rising very rapidly,” Steve Forbes, the chief executive of Forbes, said, noting Buffett’s fortune climbed $10 billion in the last calendar year.

Buffett in June 2006 announced plans to give 85 percent of his fortune away, granting it to the Bill & Melinda Gates Foundation and four family charities. Bill Gates serves on the board of directors of Berkshire Hathaway and is a longtime bridge buddy of Buffett’s. Gates has also given a substantial amount of his fortune to the foundation.

Buffett, often called the Sage of Omaha, has been lauded among investors for his preference for investing in larger companies with easy-to-understand businesses, large or dominant market shares, consistent earnings, and strong management.

In the early 1960s, Buffett started to invest in Berkshire, then a struggling textile maker, and took it over in 1965. Since then, he has transformed it into a holding company for more than 50 companies, ranging from Benjamin Moore paint and Dairy Queen ice cream to Fruit of the Loom underwear and Ginsu knives.

Gates has held the No. 1 spot since 1995, when he unseated Yoshiaki Tsutsumi, a Japanese real estate tycoon. Tsutsumi fell off the billionaire’s list last year after receiving a suspended prison sentence for falsifying financial statements and insider trading in 2005.

Slim, a former stock market trader, is known for buying up struggling, cheap firms and turning them into profitable cash cows. He built his fortune by privatizing Telmex, the former Mexican state telephone monopoly. America Movil, a Telmex spin-off, is now Slim’s flagship business and the biggest mobile phone company in Latin America.

The collective net worth of the world’s 1,125 billionaires soared to $4.4 trillion, the magazine said.

The list of billionaires has almost doubled in the past four years, Forbes said. There were 469 U.S. billionaires, worth a combined $1.6 trillion, while the 656 billionaires who live outside the United States are worth $2.8 trillion.

Russia came in second place as home to 87 billionaires and Moscow is now the world’s billionaire center, the magazine said. The Russian capital has more billionaires than New York City.

India, China and Turkey also saw large gains in the numbers of billionaires.

The world’s youngest billionaire is Mark Zuckerberg, the 23-year-old founder of Facebook. The magazine estimated his worth at $1.5 billion and said he was the youngest self-made billionaire to ever appear in the Forbes billionaire rankings.

Recent turmoil in the financial markets has taken its toll on the list.

James Cayne, chairman of Bear Stearns; William Pulte, who founded a U.S. home builder, Pulte Homes; and Howard Schultz, founder of Starbucks all fell off the billionaire’s list amid declines in their companies’ stock prices.

The decline in the dollar, a trend that Buffett himself has been betting on since 2002, provided a lift to billionaires outside the United States, particularly because the Forbes list is tabulated in U.S. dollars.

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SOURCES : iht.com © International Herald Tribune 2008 All rights reserved

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New Withdrawal Features Available with PayPal

New! Withdraw funds to your local bank account.

PayPal, has added a new withdrawal feature for its Philippine and Indonesian members, allowing them to conveniently withdraw funds from their PayPal accounts to their local bank accounts.

Indonesian Bank Account Withdrawals

• How does it work?
   - How to add a Bank Account
   - How do I withdraw the money
• Which bank can I use to withdraw my money?
• How long does it take for funds to reach my bank account?
• Is there a minimum withdrawal amount?
• Are there any requirements that I must fulfill before I can withdraw my funds?
• Can I still withdraw funds to a US bank account?
• Can I still withdraw funds to a Visa debit, credit, or prepaid card?
• Can I withdraw US Dollars to my US Dollar denominated Philippine or Indonesian bank account?
• What currency will be transferred from my PayPal account to my local bank account?
• How much does it cost?

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SOURCES : © Ebay 2008 All rights reserved  

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Can the internet gurus make $100,000 LIVE on stage over4 days and show you every single step?

“World Internet Challenge” where over the 4 days of the event the internet gurus will launch an internet project from scratch and with a goal to make money LIVE in front of you … revealing every single step (no other event anywhere in the world does this).

Make over $100,000 in 4 days - even though the internet gurus makes hundreds of thousands of dollars a year online, and never made this much in just 4 days (told you the internet gurus was crazy).

You’ll watch every moment from start to finish (and learn incredible lessons along the way) - if you truly want to know how to make money using the internet, there’s no better way than to learn from a LIVE demonstration like this.

There’s nothing on this planet like World Internet Summit - and it WILL, if you let it, be the turning point for you in 2008

Sign up Now, and make money using internet

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SOURCES : 2008 © www.worldinternetsummit.com All rights reserved

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